Monthly Archives: April 2013

16 Ways To Kick Start Frugality

Just a little blurb that we got a write-up about our 2 Years in a Tent adventure. It is part of article about 16 Ways to Kick Start Frugality – on WiseBread by Aaron Crowe. It also some other very good tips on frugality besides ours 🙂

Hope all is well for you – and wherever you are – via con Dios Amigos 🙂
Richard & Laura Pawlowski
Categories: Uncategorized | Tags: , , | Leave a comment

Not Enough Reform on Derivatives

In our book 2 YEARS IN A TENT – I wrote a lot about how derivatives – $600 TRILLION globally  were nothing but computer blips that could again bring down our economy. They were one of the factors that forced us into living in a tent.

In a 4/9/2013 New York Times editorial  – titled “Not Enough Reform on Derivatives” hits the nail on the head. Here’s the link to it and also an excerpt:

“In writing the rules, regulators have gone to great lengths to consider bank concerns. If Congress further indulges the banks by approving these bills, the effort to reform derivatives, which is central to overall financial reform, will be turned into a farce.”

Categories: Uncategorized | Leave a comment

Wall Street is embracing its dark side and “Dark Pools”

In a New York Times article today, a very disturbing reality about what is really going on with Wall Street and 40% of trades that are not being reported. They call them “Dark Pools”. This article reinforces my belief that all Americans should have a Tentonomics strategy somewhere in their minds. Millions may need it if we have another crash..

Excerpts: “As the stock market continues to climb, trading has increasingly migrated from established bourses like the New York Stock Exchange to private platforms, including dark pools, that are largely hidden from public view. The shift is helping big traders hide what they are doing in the markets, and regulators are worried that the development could obscure the true prices of stocks and scare away ordinary investors.”

Dark pools, like public exchanges, give investors a place to connect with buyers and sellers of stock, but the pools are subject to less stringent regulations than public exchanges. Often run by big banks, dark pools do not require buyers and sellers to publicly announce their intention to trade stocks, allowing traders and investors to hide behind a veil that only the operator of the pool can penetrate.

That appeals to a pension fund that wants to buy a million shares of Ford stock, for instance, because it allows the fund to avoid tipping off competitors who could push the price of the stock up.

For the full article see :

If you read it, I’d like to personally know what you think and how it might apply to others you know. Comment here if you want – Thanks..

Categories: Uncategorized | Tags: | Leave a comment

Create a free website or blog at